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Home > rv information > rv Knowledge Base > How old do you have to be to buy an RV and get a loan for it?
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How old do you have to be to buy an RV and get a loan for it?

I want to buy an RV when I turn 16. I'm planning on buying one for less than $10,000. I want to buy one so I can drive to AKC competitions by myself and have a place to stay since I can't rent a hotel room by myself.

Public Comments

1. A person under 18 cannot enter into a legal contract. Therefore to get a loan you would have to be 18.

2. You can buy the vehicle at 16 for CASH. That is entirely legal, and you can do it because you are not entering into a contractual obligation.

Loans are a different critter. In this case , you would have to have an adult co-signor to the loan, namely your parent(s)....